Free
UAE Corporate Tax Calculator
Estimate UAE Corporate Tax from accounting profit, with adjustments, tax losses and Small Business Relief.
EMI Loan Calculator
Monthly loan instalments, total interest and a full amortisation schedule you can download.
Loan details
AED
%
Repayments
- Monthly instalment (EMI)
- AED 9,783.07
- Total interest
- AED 86,984
- Total payable
- AED 586,984
- Number of payments
- 60
Interest paid each year. It falls as the balance is paid down.
Amortisation schedule
| Period | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| Year 1 | AED 117,397 | AED 87,472 | AED 29,925 | AED 412,528 |
| Year 2 | AED 117,397 | AED 93,331 | AED 24,066 | AED 319,197 |
| Year 3 | AED 117,397 | AED 99,581 | AED 17,816 | AED 219,616 |
| Year 4 | AED 117,397 | AED 106,250 | AED 11,147 | AED 113,366 |
| Year 5 | AED 117,397 | AED 113,366 | AED 4,031 | AED 0 |
Results are estimates for general information. They are not tax, legal or financial advice. Rules and rates change, so please check with an advisor before you act on them.
How it works
The equated monthly instalment (EMI) is the fixed payment that repays a loan and its interest over the term. It uses the standard formula P × r × (1 + r)^n ÷ ((1 + r)^n − 1), where P is the loan, r the monthly rate and n the number of months.
Early payments are mostly interest and later payments mostly principal. The schedule shows this month by month or year by year, and you can download it as a spreadsheet.
Questions
Does this include bank fees?
No. It covers principal and interest only. Processing fees, insurance and early settlement charges are extra; ask your lender for its full cost.
Can I use it for a flat-rate loan?
The calculator uses a reducing balance, which is how most business and home loans work. A flat rate quoted by a lender usually means a higher effective rate than the same number here.
Want it done for you?
Our Corporate Finance & Transaction Advisory team can check your numbers and take care of the work, in the UAE and Saudi Arabia.
More tools
You might also need
Free
UAE & KSA VAT Calculator
Add or remove VAT, check the registration thresholds and work out a VAT return for the UAE (5%) or Saudi Arabia (15%).
Free
UAE Payroll & Gratuity Calculator
Monthly gross and net pay, end-of-service gratuity and leave encashment under the UAE Labour Law.
Let's talk about what you need.
Tell us about your business and one of our advisors will get back to you within 48 hours.